The recent weeks the stock market experienced a pull back due to concerns over the softening of the European and Chinese economies.
The offset to this concern is the rapid drop in petroleum prices worldwide which is generating a cost savings that will invigorate their economies in time. Proof positive of this cost savings effect can be felt by you and I, every time we go to the gas pump... :-)
This pull back is the first one we have experienced in four years, and feel that it is temporary issue. We will continue to monitor the situation and make appropriate changes if warranted.